FINDEL FINANCIAL SERVICES PVT. LTD
Verified
Easy applyOffice Admin
Admin
₹14600 - ₹21400 / Monthly
Location
Barasat, Kolkata, West Bengal
Experience Required
0 - 2 Years
Education Required
Graduation
Gender
Both
Work mode
Full time
Shift
Day Shift
Days of work
6 Days/week
Work hours
3 Hours/day
Incentives
Phone Allowance
Other Requirements
Aadhaar Card
Bank Proof
Education Proof
PAN Card
Job Description
Loan Officer â Job Role & Responsibilities
A Loan Officer is responsible for helping customers apply for loans, evaluating applications, and ensuring proper documentation and approval processes.
ð¹ Key Responsibilities
1. Customer Handling
Meet potential customers and understand their loan requirements (Home Loan, Personal Loan, Business Loan, etc.)
Guide customers about suitable loan products and interest rates
2. Loan Application Processing
Assist customers in filling out loan application forms
Collect and verify documents like ID proof, income proof, bank statements, etc.
3. Credit Assessment
Analyze customer financial condition and repayment capacity
Check credit score (like CIBIL) and eligibility
4. Documentation & Verification
Ensure all documents are complete and accurate
Coordinate with verification teams (field investigation / tele-verification)
5. Loan Approval Coordination
Work with credit managers for loan approval
Follow up with internal departments to speed up the process
6. Disbursement Process
Ensure proper documentation before loan disbursement
Coordinate with operations team for final disbursal
7. Sales Target Achievement
Achieve monthly/quarterly loan targets
Generate leads through field work, references, and marketing
8. Customer Relationship Management
Maintain good relationship with clients
Handle customer queries and post-loan service support
ð¯ Required Skills
Good communication & convincing skills
Basic financial knowledge
Sales & target-oriented mindset
Documentation & computer skills (MS Excel, CRM tools)
A Loan Officer is responsible for helping customers apply for loans, evaluating applications, and ensuring proper documentation and approval processes.
ð¹ Key Responsibilities
1. Customer Handling
Meet potential customers and understand their loan requirements (Home Loan, Personal Loan, Business Loan, etc.)
Guide customers about suitable loan products and interest rates
2. Loan Application Processing
Assist customers in filling out loan application forms
Collect and verify documents like ID proof, income proof, bank statements, etc.
3. Credit Assessment
Analyze customer financial condition and repayment capacity
Check credit score (like CIBIL) and eligibility
4. Documentation & Verification
Ensure all documents are complete and accurate
Coordinate with verification teams (field investigation / tele-verification)
5. Loan Approval Coordination
Work with credit managers for loan approval
Follow up with internal departments to speed up the process
6. Disbursement Process
Ensure proper documentation before loan disbursement
Coordinate with operations team for final disbursal
7. Sales Target Achievement
Achieve monthly/quarterly loan targets
Generate leads through field work, references, and marketing
8. Customer Relationship Management
Maintain good relationship with clients
Handle customer queries and post-loan service support
ð¯ Required Skills
Good communication & convincing skills
Basic financial knowledge
Sales & target-oriented mindset
Documentation & computer skills (MS Excel, CRM tools)